Travel Rewards Credit Card

Our premium rewards card is like traveling in first class

See more, do more, earn more

Our travel rewards credit card is the perfect companion for those who love to roam. We've made it easier than ever to earn extra points when you travel.

Get more to travel

Earn more points when you spend on airlines, hotels and other travel purchases.

Exclusive benefits

Spend points on travel rewards and enjoy many other great credit card benefits.

Transfer a balance

Get 0% intro APRD on balance transfers within the first 12 monthsD as a special offer.

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Travel Card Rewards

Get rewarded so you can travel more

Redeem your points for credit card rewards including airlines, hotels, car rentals and other travel experiences.

  • For every $1 you spend, earn an unlimited 3 pointsD on travel, 2 points on dining and 1.5 points on all other qualifying purchasesD
  • Points post to your rewards account daily
  • Use points to get reimbursed for travel you book on your own terms or a recent purchase with our exclusive Pay Me Back® redemption optionD
  • Enjoy a $100 annual ancillary travel credit
Travel Card Information

Card details and transaction fees

Balance transfers

0% introductory APRD for first 12 monthsD on balance transfers, then variable purchase rate of 17.24% to 26.24% based on creditworthiness applies

Annual fee

$95, waived for the first yearD

No foreign transaction fee

0% fee on transactions outside the US

Tap your card to pay

Make quick and secure purchases with contactless payments.

Get alerts

Track your accounts and transactions with text and email alerts.

Pay your bills

Automate your bill payments with Digital Banking for extra peace of mind.

Manage Your Cards

Access any of our card services from your phone

Temporarily lock your card

Report a lost or stolen card

Notify us if you're traveling

Learn more about managing your card security and alerts
Manage Your Cards

Access any of our card services from your phone

Temporarily lock your card

Manage Your Cards

Access any of our card services from your phone

Report a lost or stolen card

Manage Your Cards

Access any of our card services from your phone

Notify us if you're traveling

Learn more about managing your card security and alerts
Credit Card Benefits

Get protection and more with Visa

Our credit cards offer a wealth of great benefits, from contactless payments to porch piracy protection.
Learn more about our credit card benefits
Royal First Bank Rewards

Manage and redeem your rewards online

What will you earn with credit card rewards? Choose cash back, travel perks, gift cards and more.
Learn more about our credit card rewards
FAQ

People often ask us

With the Travel Rewards credit card, you earn additional points on travel-related purchases. You also receive a $100 annual ancillary travel credit that can be applied toward baggage fees, TSA PreCheck® fees, airline club memberships and more. Plus, there are no foreign transaction fees when using this card outside the US, making it a great travel companion for your wallet.

No. There's no limit on the number of points you can earn with your Travel Rewards credit card.

No. Your points won't expire as long as your credit card account remains open and in good standing.

Because air travel costs vary by flight time, destination and departure city, the number of points required will vary from flight to flight. If you know the cost of a flight, you can estimate how many points you'll need—simply multiply the cost by 100. For example, you'd need 17,766 points to cover a flight costing $176.66.

Redemption fees also apply. Airline tickets booked by calling the Royal First Bank Rewards Center have a redemption fee of $20 or 2,000 points. Airline tickets booked online through the Rewards website have a redemption fee of $15 or 1,500 points.

Please note you don't have to cover the entire cost of your flight with points. If you don't have enough points to pay for a flight in full, you can use your points to pay a portion of the cost and use your Travel Rewards card for the remaining balance.

Yes. You can earn and redeem points for a variety of credit card rewards. Use your points for rewards including travel, cash as a statement credit or as a deposit into your Royal First Bank checking or savings account, donations to Teen Cancer America, gift cards, and merchandise.

Yes. You can transfer some or all of the points in your Rewards account to another Royal First Bank Rewards account. Point-gifting is limited to consumer cardholders and must be completed online.

Points are posted within 3 business days of your purchase, except for holidays.

Your credit score is an important factor in determining your creditworthiness. Learn more about credit scores and how they impact lending decisions in our guide to credit scores.

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