Credit Card Benefits
Our cardholders enjoy a wealth of benefits
Credit card benefits
Benefits for all credit cards
When you open a Royal First Bank Visa® credit card, you're auto-enrolled in great benefits for your convenience and protection.D
Cell phone protection
When you pay your monthly wireless bill with your covered Royal First Bank credit card, your cell phone is protected for the next calendar month.D
Porch piracy protection
When you use your covered Royal First Bank account for your purchases, your new purchases can be protected against theft from your home or other location.D
Roadside assistance
Call on Roadside Dispatch® whenever you're in need of a tow. Assistance is available to eligible Royal First Bank credit cardholders 24/7 with no membership required.D
Identity protection
Your Royal First Bank credit card includes ID Navigator powered by NortonLifeLock, providing tools so you can act quickly if your identity is threatened.D
Special deals on dining, entertainment, shopping and more
Visa Signature credit card benefits
You're auto-enrolled in Signature benefits if your account has a credit line of $5,000 or more. Smart Option and Secured Cash Back cards are excluded from Signature enrollment.D
Rideshare protection
You're protected while traveling in a Rideshare vehicle, such as Uber or Lyft, when you pay for part or all of your fare with your covered Royal First Bank credit card.D
Trip delay reimbursement
With Trip Delay coverage, you can receive up to $300 when you're stuck for more than 12 hours due to a covered hazard.D
Auto rental collision damage
Rent a car with your covered Royal First Bank credit card and get built-in Auto Rental Coverage.D
Travel & emergency assistance services
Call anytime for Travel and Emergency Assistance, available for covered Royal First Bank credit cardholders from anywhere in the world.D
Convenient ways to pay
From contactless payments to digital wallets, you have more ways than ever to quickly, conveniently pay for your purchases.
Tap to pay and save time
Your credit card has contactless payment technology, which means you can tap to pay for purchases anywhere contactless is supported.
Look. Tap. Go.
At checkout, check for the contactless symbol
Tap your contactless card on the terminal
Your payment will be processed in seconds
Use your mobile device to go cashless
Your smartphone's Digital Wallet is a fast and secure way to pay—and it works seamlessly with your Royal First Bank credit cards.
Fraud protection
Along with credit card benefits, Royal First Bank offers robust fraud protection services to help keep your cards and information safe.
Protect your account from unauthorized transactions
The Visa Zero Liability PolicyD is a guarantee that you won't be held responsible for unauthorized charges made with your account or account information. You're protected if your Visa credit card is lost, stolen or fraudulently used, online or offline.