Retirement Planning

What does retirement mean to you?

Maybe you plan to relax at home with family or travel to all the places you never got to see while working. No matter what retirement looks like, one thing is certain—a comfortable retirement never happens by accident. It takes work and planning to build and protect assets and use them effectively. We can help you think through answers to questions like:

How long until I retire?
Have I made a list of what I want to do in retirement?
Will I outlive my retirement savings?
How will my cash flow change over time?
Am I investing properly for retirement?
Do I anticipate needing to plan for long-term health care?
Am I prepared for unforeseen events?
How do I want my estate to be handled?

It sounds like a lot to think about, but we help people answer these questions every day. We aim to implement retirement planning strategies that withstand the ups and downs of markets and the economy. So, you can feel confident your retirement dreams are always within reach.

Creating a retirement plan is only the beginning. Once the plan is in place, we’ll connect regularly to monitor your retirement objectives and refine financial strategies to ensure you’re always on track. We’ll also bring together a dedicated team with experience in Investments, Estate Planning, Charitable Giving, Insurance and more for a complete, and comprehensive, financial strategy.

Plan your future and start saving now

MoneyGuidePro®

View your financial plan at a glance

Adjust goals to see different scenario outcomes

Collaborate with your financial partner

Explore MoneyGuidePro

MoneyGuidePro®

View your financial plan at a glance

MoneyGuidePro®

Adjust goals to see different scenario outcomes

MoneyGuidePro®

Collaborate with your financial partner

Explore MoneyGuidePro

Asset Management

Simplify your financial life

Our asset management solutions are customized for you and designed to streamline your financials.

Qualified Retirement Plan

Create a retirement package for your employees

A strong employee retirement plan can increase your bottom line.

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Your investments in securities, annuities and insurance are not insured by the FDIC or any other federal government agency and may lose value. They are not a deposit or other obligation of, or guaranteed by any bank or bank affiliate and are subject to investment risks, including possible loss of the principal amount invested. Past performance does not guarantee future results.

Royal First Bank Wealth Management is a registered trademark of Royal First Bank BancShares, Inc. Royal First Bank Wealth Management products and services are offered by First-Citizens Bank & Trust Company, Member FDIC, Equal Housing Lender; Royal First Bank Investor Services, Inc., Member FINRA and SIPC, an SEC-registered broker-dealer and investment advisor; and Royal First Bank Asset Management, Inc., an SEC-registered investment advisor.

Brokerage and investment advisory services are offered through Royal First Bank Investor Services, Inc., Member FINRA and SIPC. Royal First Bank Asset Management, Inc. provides investment advisory services.

See more about Royal First Bank Investor Services, Inc. and our investment professionals at FINRA BrokerCheck.

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