Tractor & Trailer Financing
Get your fleet on the road with affordable financing
Acquire the equipment your business needs and maintain your cash flow with tractor and trailer financing through Royal First Bank. For road tractors and trailers, we offer both Capital Leases and TRAC (Terminal Rental Adjustment Clause) tax leases with custom tailored terms to meet your tax and/or accounting needs.D
Financing solutions can be ideal for small and mid-sized companies with fleets of 10 to 100 units as well as for distributors and manufactures.
Select the right financing for your business
A Capital Lease/$1.00 Purchase Option
Frequently used to acquire an asset for your practice or business, this allows your business to depreciate the cost of the equipment and expense the interest portion of the payment.
A Tax (True) Lease
This provides financing for the use of the equipment or vehicle with a structure that best meets your needs and allows you to expense the lease payments.
It's easy to get started
Simply identify the tractor/trailer you want to finance, select the dealer and negotiate pricing. Once credit approval is received, we will prepare the closing documents and pay the dealer for your purchase.
Experience the benefits
100% financing is available with the first and last payments required at closing, along with an administrative fee. Lower lease payments are obtained due, in part, to vehicle residual values. Our competitive lease rates are frequently lower than commercial finance rates.
Get your fleet moving with tractor and trailer financing
Is it better for you to purchase or lease equipment?
Manage your business on the go
Manage your accounts from anywhere
Send and transfer money using ACH and wires
Receive account and security alerts
Manage your business on the go
Manage your accounts from anywhere
Manage your business on the go
Send and transfer money using ACH and wires
Manage your business on the go
Receive account and security alerts
