Low-Interest Business Credit Card

Business savvy converges with low-interest savings

Enjoy convenience and security while growing your business

Our low-interest business credit card option helps you build a strong credit score while securing the goods and equipment your business needs—all with added benefits and no annual fee.D

Lowest interest rate

Save when you carry a balance by getting our lowest-interest-rate business credit card.

No-fee business credit card

Say goodbye to fees, with no annual fee and employee cards at no additional cost.

Transfer a balance

Get an introductory offer if you transfer a balance from another card.

Connect with one of our small business bankers to get started

Benefits

Make the most of our low-interest business credit card

Smart decisions build longevity for your business. Pay monthly business expenses all in one place and get our lowest interest rate.

  • Purchases and balance transfers are 0% introductory APRD for the first 12 months, then a 14.24% to 23.24% variable APR based on creditworthiness; each transfer is subject to a 3% fee ($5 minimum)
  • No annual fee
  • Separate personal and business expenses
  • Get employee cards at no additional cost, with limits set by you
  • Get added benefits and security through Visa®D
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At checkout, check for the contactless symbol

Tap your contactless card on the terminal

Your payment will be processed in seconds

Look. Tap. Go.

At checkout, check for the contactless symbol

Look. Tap. Go.

Tap your contactless card on the terminal

Look. Tap. Go.

Your payment will be processed in seconds

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Subject to credit approval.

These offers are valid on new accounts only. Royal First Bank considers the account new if opened a credit card within the last 15 months.

APR (annual percentage rate). The Prime Rate used to determine your APR is the Prime Rate as published in The Wall Street Journal on the last business day of the preceding calendar month. The current Prime Rate as of December 30, 2022, is 7.50% and may vary in the future. The transaction fee for cash advances is $5 or 4% of the amount of the cash advance, whichever is greater. The transaction fee for foreign transactions is 3% (0% for Premium Rewards) of each transaction after conversion to US dollars.

Purchase Security/Extended Protection, Extended Warranty Protection, Travel and Emergency Assistance Services, Auto Rental Collision Damage Waiver and Visa concierge services provided by Visa. Certain terms, conditions and exclusions apply. Premium Rewards Business Visa cardholders should refer to the Premium Rewards Visa Signature Business Credit Card Guide to Benefits (PDF) for complete details. Rewards Business Visa and Cash Rewards Business Visa cardholders should refer to the Rewards and Cash Rewards Business Visa Credit Card Guide to Benefits (PDF) for complete details. Business Visa cardholders should refer to the Business Visa Credit Card Guide to Benefits (PDF) for complete details.

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Bank deposit products are offered by Royal First Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.