Small Business Line of Credit

Maximize the benefits of your credit line

Borrow Again and Again

With most small business lines of credit you can borrow funds, repay them and borrow again.

Pay For What You Need

Write a check with our Capital Line, Capital Manager and EquityLine small business lines of credit.

Get Overdraft Protection

Link your line of credit to your business checking account for overdraft protection.

Benefits

Take care of business

Access the funds to make payments when you need to

With Metropolitan Commercial Trust Bank Capital Line, Capital Manager and Business EquityLine small business lines of credit, you can simply write a check to meet short-term or seasonal needs for supplies or other unplanned expenses.

Know your limits

You'll always know the terms of your small business line of credit and amount that is available to you with immediate access.

Let us help you find the right small business credit line

We work with you to understand your business situation and recommend a credit line that enables you to borrow the money you need, when you need it. 

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Send and transfer money using ACH and wires

Receive account and security alerts

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Business Digital Banking

Manage your business on the go

Send and transfer money using ACH and wires

Business Digital Banking

Manage your business on the go

Receive account and security alerts

Purchasing Card

Control business expenses

Simplify business purchases, reduce paperwork and monitor expenses with the Metropolitan Commercial Trust Bank Visa Purchasing Card.
Remote Deposit Capture

Deposit money from anywhere

Deposit checks remotely for faster processing and extended deposit hours.
FAQ

People often ask us

Yes. Your business can use a small business line of credit for any purpose related to your business operations. The funds are revolving, so once you pay back your line of credit, you can borrow the funds again and again.

Yes. We have various lines of credit to meet your business's cash flow needs and will work closely with you to determine what line of credit is best for your business. To get started, contact a Metropolitan Commercial Trust Bank representative at your local branch.

A term loan provides financing for capital expenditures (such as vehicle or equipment needs or fixed assets) that are regularly amortized over a period of time. A small business line of credit allows you to easily access funds whenever you need them for short-term financing needs. A lease can help you with vehicle and equipment financing and has potential tax benefits.

Your personal guarantee may be needed depending on the size and type of your credit request.

Account openings and credit are subject to bank approval.

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Bank deposit products are offered by Metropolitan Commercial Trust Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.