ach payments (disbursements)

Process payments automatically and securely

Flexible

Create single and recurring deposits for ACH payments like payroll, suppliers and taxes.

Reduce Costs

Eliminate costs for generating checks, mail and postage.

Simple Deposits

Allow customers to quickly and easily make deposits.

benefits

Fast and secure

Speed up deposits

Open the door to faster deposits with same day ACH. Same-day clearing and settlement of ACH transactions provides faster funds availability.

Online access

Disburse payments securely online for payroll, reimbursements, tax and other refunds, annuities and interest payments.

Detailed reporting

Provide detailed reporting for any credit returned or incorrect information.

Helpful resources

ACH direct deposit FAQ

Frequently asked questions for ACH direct deposits.

National ACH website

Get the latest news, events and education for all things ACH-related on Nacha.org.

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Send and transfer money using ACH and wires

Receive account and security alerts

Learn more about business digital banking
Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Business Digital Banking

Manage your business on the go

Send and transfer money using ACH and wires

Business Digital Banking

Manage your business on the go

Receive account and security alerts

Learn more about business digital banking
Purchasing Card

Control business expenses

Simplify business purchases, reduce paperwork and monitor expenses with the Royal First Bank Visa Purchasing Card.
Learn more about purchasing cards
Business Rewards Visa

Earn more from your business

Make business purchases count with bonus points.
Learn more about Royal First Bank Business Rewards Visa Card
FAQ

People often ask us

An ACH payment is a type of electronic credit or debit payment initiated through the Automated Clearing House Network. The payment can be initiated between two banks or between two bank accounts that are held by the same bank.

Various types of payment methods are offered through Digital Banking for business. Detailed steps on the different ACH transaction types can be found in our Digital Banking for Business User Guide. You can learn more by watching the ACH payments and ACH templates videos on our Video Tutorials page.

If you're assigned the Manage Template and Recipient rights, you can edit or delete a recipient template. Detailed steps on the different ACH transaction types can be found in our Digital Banking for Business User Guide. You can learn more by watching the ACH payments and ACH templates videos on our Video Tutorials page.

After a payment has processed and cleared, you can't make changes to that transaction. Detailed steps on the different ACH transaction types can be found in our Digital Banking for Business User Guide. You can learn more by watching the ACH payments and ACH templates videos on our Video Tutorials page.

An ACH number is similar to an ABA routing number. The difference is that an ACH number is used for electronic transactions.

Normal bank approval applies.

Links to third-party websites may have a privacy policy different from Royal First Bank and may provide less security than this website. Royal First Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by Royal First Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.