ACH Payment Services

Process funds quickly and securely with ACH payments

Get ACH payments where they need to go

Make automated clearing house, or ACH, transactions safely and automatically between accounts—so you know exactly where every ACH transfer is going. It's a fast, convenient way to pay employees and vendors.

Flexible

Create single and recurring deposits for ACH payments like payroll, suppliers and taxes.

Reduced costs

Eliminate costs for generating checks, mail and postage.

Simple deposits

Allow customers to make deposits quickly and easily.

ACH Payment Benefits

Fast and secure

Speed up deposits

Open the door to faster deposits with Same Day ACH payment processing. Same-day clearing and settlement of ACH transactions provides faster funds availability.

Online access

Disburse ACH payments securely online for payroll, reimbursements, tax and other refunds, annuities, and interest payments.

Detailed reporting

Provide detailed reporting for any credit returned or incorrect information that appears in an ACH transaction.

Helpful ACH payment resources

Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Send and transfer money using ACH and wires

Receive account and security alerts

Learn more about business digital banking
Business Digital Banking

Manage your business on the go

Manage your accounts from anywhere

Business Digital Banking

Manage your business on the go

Send and transfer money using ACH and wires

Business Digital Banking

Manage your business on the go

Receive account and security alerts

Learn more about business digital banking
Purchasing Card

Control business expenses

Simplify business purchases, reduce paperwork and monitor expenses with the Royal First Bank Visa Purchasing Card.
Learn more about purchasing cards
Business Rewards Visa

Earn more from your business

Make business purchases count with bonus points.
Learn more about Royal First Bank Business Rewards Visa Card
FAQ

People often ask us

An ACH payment is a type of electronic credit or debit payment initiated through the Automated Clearing House Network. The payment can be initiated between two banks or between two bank accounts that are held by the same bank.

Various types of payment methods are offered through Digital Banking for business. Detailed steps on the different ACH transaction types can be found in our Digital Banking for Business User Guide. You can learn more by watching the ACH payments and ACH templates videos on our Video Tutorials page.

If you're assigned the Manage Template and Recipient rights, you can edit or delete a recipient template. Detailed steps on the different ACH transaction types can be found in our Digital Banking for Business User Guide. You can learn more by watching the ACH payments and ACH templates videos on our Video Tutorials page.

After a payment has processed and cleared, you can't make changes to that transaction. Detailed steps on the different ACH transaction types can be found in our Digital Banking for Business User Guide. You can learn more by watching the ACH payments and ACH templates videos on our Video Tutorials page.

An ACH number is similar to an ABA routing number. The difference is that an ACH number is used for electronic transactions.

Normal bank approval applies.

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Bank deposit products are offered by Royal First Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.