Money Saver Mortgages

Reach your goal with a real estate secured loan

A shorter term can help you save

Is it time to rethink your mortgage loan? With a Money Saver Mortgage, you could lower your monthly payments or pay off your debt sooner.

Lower closing costs

Save with lower rates, fees and upfront costs.

Reduce interest

Pay less interest and save more over the life of your loan.

Pay off debt faster

Be mortgage-free sooner with a shorter loan term.

Save time and pay off your mortgage sooner
Promotional Rate

Let us help you on your journey to become mortgage-free

Rates as low as
5.69% APR
for a 7/1 ARM1

Benefits

Take advantage of low rates

Lower your monthly mortgage payment or pay off your home faster.

  • Lower fees and upfront costs
  • Competitive adjustable rate mortgage options, including a 5/1 ARM, 7/1 ARM2 and 10/1 ARM
  • Fixed-rate terms up to 20 years
  • Streamlined application process
  • Ideal for borrowers who don't need escrow
Homeowners Insurance

Keep your home and your family safe

Get the right homeowners insurance to meet your family's needs.
Prestige Checking Account

Your money deserves more, and so do you

Get exclusive benefits and preferred rates with our Prestige checking account.
FAQ

People often ask us

Insights

A few financial insights for your life

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Account openings and credit are subject to bank approval.

Terms and conditions subject to change.

1. Annual Percentage Rate (APR) is 5.69% as of January 18, 2023, to well-qualified applicants for a 7/1 ARM Money Saver Mortgage amortized over 15 years. APR is based upon a rate of 5.09% and an origination fee of 0.50% and assumes a loan-to-value up to 80%. Other terms and rates may be available.

2. For example: An amount financed of $200,000 with a 7/1 ARM with a 15-year amortization and an initial rate of 5.09% fixed for 7 years with the possibility of adjusting annually throughout the duration of the loan would have an APR of 5.69%. The borrower would make 84 monthly payments of $1,590 followed by 96 payments of $1,722 based on the index on January 18, 2023, plus a margin and pay total interest of $98,780. The payment doesn't include taxes and insurance premiums.

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Bank deposit products are offered by Metropolitan Commercial Trust Bank. Member FDIC and an Equal Housing Lender.