Commercial Loans

Financing solutions tailored to your business challenges

Accessible Financing

Get money for working capital, debt restructuring and equipment.

Specific Terms

Repay your commercial loan over a set period of time.

Professional Guidance

Work with an experienced banker to structure the right commercial loan solution.

Flexible Commercial lending solutions

When your business needs a cash infusion

A variety of commercial loan options

We offer multiple commercial loan options that can help your business add working capital, refinance existing debt, pay for equipment, and buy, build or expand your facilities.

Term loans

Our term loans offer a specific amount of funding with a set repayment period. Expect a fast and easy application process, along with affordable interest rates. Term loans are available as both fixed rate, where the payments stay the same, and variable rate, where the interest rate can change based on market conditions.

Loans for owner-occupied real estate

If you'd like to purchase owner-occupied real estate for your business, we also offer larger commercial adjustable-rate loans with 15- and 20-year terms. These loans start at $250,000 and have no maximum limit on the possible amount. The adjustable interest rate follows a lifetime cap and floor to make payments more predictable.

commercial credit cards

Reward your business

Earn cash back or rewards from a variety of business expenses.
Commercial Equipment Leasing & Financing

Fund your next investment

Get up to 100% financing with no money down.
FAQ

People often ask us

To apply for a commercial loan, talk to a banker.

If you prefer knowing what your interest rate and payment will be throughout the life of your loan, you should consider a fixed rate loan. In contrast, a variable interest rate loan may give you a lower rate and payment amount initially, with the chance that the rate and payment may rise or fall in the future.

Yes. We have various lines of credit to meet your commercial business's cash flow needs and will work closely with you to determine what line of credit is best for you. Talk to a banker to get started.

A term loan provides financing for capital expenditures (such as vehicle or equipment needs or fixed assets) that are regularly amortized over a period of time. A commercial line of credit allows you to easily access funds whenever you need them for short-term financing needs. A lease can help you with vehicle and equipment financing and has potential tax benefits.

Your personal guarantee may be needed depending on the size and type of your commercial credit request.

Commercial Loans Insights

Explore new opportunities for growth

Subject to credit approval.

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