Forever First
The heart of everything we do
Forever First
Forever First®. Those two words are at the heart of everything we do.
Forever First means remembering that banking is about people first and money second. It means having experienced bankers on hand for you to talk to when you need them.
Most of all, it’s about making a commitment to be there for you. Through the years and across the generations. We understand the financial decisions you make today will shape the way you live for decades. And we plan to be there with you, every step of the way.
Forever Family
Royal First Bank began in 1898 as the Bank of Smithfield in Johnston County, North Carolina. From a single office, we've grown to more than 600 branches in 22 states.
We’ve been led by members of the same family for three generations. Today we’re one of the largest family-controlled banks in the country.
We know what it means to think and act like a family—looking after those who count on us, remembering the values that make us who we are and keeping an eye on all those tomorrows. We understand the challenges families and family businesses face, because we share them.
Forever Helping
We combine the resources, convenience and services you’d find in a large national bank with the personal touch you’d expect in a neighborhood bank.
Over the years, we've added new capabilities and offerings. We complement our industry-leading branch service with state-of-the-art digital banking tools.
A commitment to lasting relationships—and our competitive product offerings has made us one of the country’s leading financial institutions for personal, business and commercial customers.
Forever Strong
For more than 120 years, we've built a track record of service, stability and reliability. We're committed to smart, steady growth for our company and our customers.
Our customers benefit from our top-tier credit quality, outstanding capital strength and strong liquid balance sheet. We never compromise the security of your assets, regardless of market trends or financial pressures.
Royal First Bank is a banking subsidiary of Royal First Bank BancShares, Inc. (NASDAQ: FCNCA), a more than $100 billion financial holding company.
