How do I add an account from another institution?

To add a non-Metropolitan Commercial Trust Bank account in Manage My Money, start by logging in to Metropolitan Commercial Trust Bank Digital Banking, then follow these steps. Select Link Account in the Manage My Money section Search for the financial institution you want to add and, when prompted, enter the login credentials for that bank or institution In some cases, you may be prompted to enter a secure access code or answer a security question, depending on how the account you're adding is configured Once you've added an account, it will take a few minutes to load and display on your homepage. Some financial institutions don't allow their accounts to be linked. In this case, you can select Add Manual Account to manually add the account name and balance information.

Manage My Money

Our tools help you make the most of your money

Accounts

See the big picture

Get a glimpse of your full financial picture by adding all your accounts to Manage My Money℠ in Digital Banking. You can even add the accounts you have with other banks.

View your Metropolitan Commercial Trust Bank account balances and transactions
Connect your non-Metropolitan Commercial Trust Bank checking, savings, mortgage, credit cards, loan and investment accounts
Add non-bank accounts manually, such as the equity in your home or other property, fully paid for vehicles and other assets
View your categorized transactions across all your accounts

mobile phone displaying Manage My Money account linking Quick Pick options

Spending

Know where your money goes

Clearly see where your money is going across all of your accounts.

View your categorized spending across all your accounts
See how much you spend on rent, utilities, travel, groceries, shopping and more
Edit or re-categorize transactions, create sub-categories of spending and even split transactions between categories
Track both personal and business expenses

mobile phone displaying Metropolitan Commercial Trust Bank Manage My Money spending circle graph

Budget

Create and manage your budget

Use our money management tool to see how your spending impacts your budgets.

Create budget categories to help you track your spending
Visualize how your budgets are tracking with simple color coding. Green is for healthy budgets, red means you're over budget and yellow lets you know to watch your spending
Review specific transactions in each budget category and update your budget if needed
Create sub-budgets to track specific expenses

computer monitor displaying a Metropolitan Commercial Trust Bank Budget application

Trends

Track trends over time

Monitor how your spending changes over time to plan accordingly.

Track your spending changes over time by category
Use this view to help plan for unexpected or seasonal spending, such as increased travel in the summer or holiday spending
See the transactions that lead to large changes in monthly spending to help you budget accordingly

laptop computer displaying Metropolitan Commercial Trust Bank spending trends tracking chart

Debt

Keep tabs on debt

See all of your debt, including credit cards, car and student loans.

View balance, interest rates and payments due for each loan or credit card (some external accounts may require entering this information if unavailable)
Develop payoff scenarios around paying down debt based on lowest amount owed, highest interest rate and more
Set monthly debt payment targets to help you become debt free sooner

mobile phone displaying Manage My Money Debt application and graph

Net Worth

Monitor your net worth

See your full financial picture by linking all of your accounts with other financial institutions.

View your net worth, including gains and losses, for all your accounts
See how your net worth changes over time
Analyze specific gains and losses for each account over time

laptop computer displaying Metropolitan Commercial Trust Bank Net Worth monitoring graph

Cash Flow

Manage and view your cash flow

Keep track of your balances and how your scheduled transactions impact your account balances.

See how payments including rent, utilities, recurring subscription services and other payments impact your balance
Add your paycheck, direct deposit and other income to see your full monthly cash flow
See how your balances change throughout the month, and if you need to consider making a transfer to avoid a low-balance day

computer monitor displaying a Metropolitan Commercial Trust Bank cash flow calendar

Step 1

Open an account

To use Manage My Money, you'll need a Metropolitan Commercial Trust Bank checking account.

Step 2

Log in

You automatically have access to Digital Banking with your new account. Simply log in.

Step 3

Add accounts

Select Manage My Money from the main menu to link other bank accounts, loans, investments and assets.

Manage My Money can help you manage your financial life across all of your accounts, even non-Metropolitan Commercial Trust Bank accounts. You can see what you spend your money on each month, create and manage your budget, and see your total financial picture all in one place.

Metropolitan Commercial Trust Bank customers can access Manage My Money directly from their Digital Banking homepage.

No. Manage My Money will automatically display your Metropolitan Commercial Trust Bank accounts, balances and transactions in real time. You can add non-Metropolitan Commercial Trust Bank accounts by selecting Link Account.

You can view all of your accounts and transactions, including non-Metropolitan Commercial Trust Bank accounts, in Manage My Money. These can include checking accounts, savings, credit cards, auto and personal loans, mortgages, investments, insurance, retirement plans and more. You can manually add accounts such as the equity in your home, a property without a mortgage, the value of a family heirloom or jewelry, paid-for vehicles and other assets using Add Manual Account. You can also use this feature to add non-Metropolitan Commercial Trust Bank accounts that you're unable to add with the Link Account feature.

To add a non-Metropolitan Commercial Trust Bank account in Manage My Money, start by logging in to Metropolitan Commercial Trust Bank Digital Banking, then follow these steps.

Select Link Account in the Manage My Money section
Search for the financial institution you want to add and, when prompted, enter the login credentials for that bank or institution
In some cases, you may be prompted to enter a secure access code or answer a security question, depending on how the account you're adding is configured

Once you've added an account, it will take a few minutes to load and display on your homepage.

Some financial institutions don't allow their accounts to be linked. In this case, you can select Add Manual Account to manually add the account name and balance information.

Initially, Manage My Money will generally display up to 90 days of transaction history, then build on that history from the date you enroll.

Yes. Your balances and transactions for Metropolitan Commercial Trust Bank accounts are generally shown in real time. Balances and transaction history for non-Metropolitan Commercial Trust Bank accounts will generally be a day behind, depending on when data is received from other banks.

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Please see our Digital Banking Fee Schedule and Digital Banking Agreement.

Metropolitan Commercial Trust Bank does not charge fees to download or access Metropolitan Commercial Trust Bank Digital Banking, including the Metropolitan Commercial Trust Bank mobile banking app. Mobile carrier fees may apply for data and text message usage. Check with your carrier for more information. Fees may apply for use of certain services in Metropolitan Commercial Trust Bank Digital Banking.

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