Together Card

A better way to manage family spending

Build Habits

Teach your teenager to manage their finances while you keep a watchful eye.

Family Friendly

Transfer money to your college student while they're away from home.

Easy Budgeting

Segment funds for entertainment, online shopping or holiday purchases.

Funds when your family needs them

Add money to a reloadable debit card by transferring from your other Metropolitan Commercial Trust Bank accounts or making a deposit at a branch.

Set spending limits

You can't spend more than you have in the account so you'll never be charged an overdraft fee.D

Stay secure

Set up alerts and get real-time transaction notifications to your mobile phone, smart watch or email.

Get it for free

The Together Card account is complimentary for anyone with a Prestige, Premier or Premier Executive checking account.D

The Together Card is a reloadable debit card for teenagers or other family members that's a safer alternative to a pre-paid debit card. You can access funds at ATMs, point-of-sale terminals and Metropolitan Commercial Trust Bank branches. With Digital Banking, monitoring account activity is easy. Parents can use the Together Card to help teach responsible spending to their children, as well as for other purposes such as household budgeting.

Yes. You can access funds that are shown as available in your account. Cash deposits made at an ATM or a branch or Digital Banking transfers from your other Metropolitan Commercial Trust Bank accounts are available immediately. Funds deposited from a check at an ATM, Metropolitan Commercial Trust Bank branch or through Mobile Check Deposit are subject to the Funds Availability Policy (see our Digital Banking Agreement for more information).

You'll need to provide the Metropolitan Commercial Trust Bank routing number (varies by state in which the account is opened) and the deposit account number provided at account opening. This account number is different than your Visa® debit card number. Learn more about direct deposits.

If a merchant authorizes a transaction for an amount greater than the available balance in the account at that time, the transaction will generally be declined. However, rare circumstances may result in the account being overdrawn from an ATM, debit card transaction or Metropolitan Commercial Trust Bank Bill Pay. If this occurs, your account may be overdrawn, but you won't be charged an overdraft fee. A deposit must be made immediately to bring the account current.

No. There is no limit to the number of Together Card accounts that you can have.

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Account openings are subject to bank approval.

Together Card is a deposit account.

If a merchant authorizes a transaction for an amount greater than the available balance in the account at that time, the transaction will generally be declined. However, rare circumstances may result in the account being overdrawn from an ATM, debit card transaction, or Metropolitan Commercial Trust Bank Bill Pay, but you will not be charged an Overdraft Fee. An insufficient funds (NSF) fee may be assessed for a check or pre-authorized electronic (ACH) withdrawal rejected or returned due to insufficient funds. Refer to our Deposit Account Agreement and Personal Account Disclosures for complete details.

For complete list of account details and fees, see our Personal Account Disclosures.

Links to third-party websites may have a privacy policy different from Metropolitan Commercial Trust Bank and may provide less security than this website. Metropolitan Commercial Trust Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by Metropolitan Commercial Trust Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.